Jul 13, 2025
What is a Junior SIPP?
A Junior SIPP is a tax-efficient pension for children under 18. Get 20% tax relief on contributions and invest early for long-term retirement growth.
Articles & Insights
Expert insights on salary calculations, tax planning, and financial strategies for UK and US professionals.
Jul 10, 2025
How Are SIPP Withdrawals Taxed in the UK? (with Examples)
Understand how SIPP withdrawals are taxed in the UK, including income tax rates, emergency tax, real examples, and tips to minimise your tax bill.
Jul 10, 2025
How Much of My SIPP Is Tax-Free? The 25% Lump Sum Explained
Learn how much of your SIPP you can take tax-free, when you can access it, and how the 25% lump sum works with drawdown, UFPLS, and tax planning.
Jul 10, 2025
SIPP Withdrawal Rules: When and How You Can Access Your Money
Learn when and how you can access your SIPP, including age rules, tax-free lump sums, drawdown options, and tax implications of withdrawals.
Jul 10, 2025
Salary Sacrifice vs SIPP: Which Gives You the Best Tax Benefits?
Compare salary sacrifice and SIPP pension contributions to see which offers better tax savings. Learn how each affects income tax, NI, and adjusted income.
Jul 10, 2025
SIPP for Higher Rate Taxpayers: Smart Strategies to Maximise Tax Savings
Higher rate taxpayers can get up to 45% tax relief with a SIPP. Learn how to claim, reduce your adjusted income, and use strategies like carry forward and salary sacrifice.
Jul 10, 2025
How Much Can I Pay Into a SIPP? Annual and Lifetime Allowance Rules
Discover how much you can pay into a SIPP each year, including annual and tapered allowance rules, carry forward options, and recent Lifetime Allowance changes
Jul 10, 2025
SIPP Tax Relief Explained: How to Get 20%–45% Back on Contributions
Learn how SIPP tax relief works and how to claim back 20%–45% on your pension contributions. Discover smart strategies, example savings, and common pitfalls.
Jul 9, 2025
SIPP vs Stakeholder Pension: Which Is Right for You?
Compare SIPPs and stakeholder pensions in this simple UK guide. Understand the key differences, costs, and who each pension type is best for.
Jul 9, 2025
How to Open a SIPP: Step-by-Step Setup Guide for UK Savers
Learn how to open a SIPP in the UK with this step-by-step guide. Compare providers, set up your account, and start investing for retirement with confidence.
Jul 8, 2025
Phased Drawdown vs Full Lump Sum: Choosing the Right Withdrawal Strategy
Compare phased drawdown vs full lump sum SIPP withdrawals. Learn which strategy offers better tax efficiency, flexibility, and long-term retirement planning.
Jul 8, 2025
How Does a SIPP Work? Rules, Benefits, and Risks Explained
A Self-Invested Personal Pension (SIPP) offers greater control over your retirement savings, allowing you to choose your own investments. This in-depth guide explains how SIPPs work in the UK, covering contribution rules, tax relief, flexible withdrawal options, and key benefits and risks to consider before taking control of your pension.
Jul 7, 2025
What Happens to Your SIPP When You Die? Inheritance Rules Explained
A Self-Invested Personal Pension (SIPP) offers more than just tax advantages during your lifetime — it also comes with unique estate planning benefits. Understanding what happens to your SIPP when you die is crucial for ensuring your pension savings go to the right people, in the most tax-efficient way possible. This guide explains the
Jul 1, 2025
Usual Weekly Earnings of Wage and Salary Workers
Get the latest insight into the usual weekly earnings of wage and salary workers in the US. Explore the latest trends, understand the impact of education and experience, and discover the state of the gender wage gap.
Jun 29, 2025
The BIS 2025 Report: What It Means for Your Salary, Savings, and the Economy
The Bank for International Settlements (BIS) has released its much-anticipated Annual Economic Report, warning that the global economy stands at a “pivotal moment.” But what does that actually mean for your salary, your savings, and your future financial stability?
Jun 28, 2025
Salary a single adult needs to live comfortably in all 50 U.S.states
Explore the 2025 guide to how much a single adult needs to earn to live comfortably in each U.S. state. Learn about cost of living, taxes, and salary trends across the country, with data from BLS, MIT, Census, and IRS.
Jun 27, 2025
Over £7.4 million put back in working people's pockets
Discover how £7.4 million has been returned to UK working individuals in unprecedented financial reparation efforts and learn about the institutions behind it.
Jun 26, 2025
Is Texas Really Better for Take-Home Pay? Comparing Life After Tax in 2025
Curious how much of your salary you actually keep in Texas in 2025? With no state income tax, Texas offers one of the highest take-home pay advantages in the U.S. — but federal taxes, Social Security, Medicare, and benefit deductions still apply. In this guide, we break down Texas salary take-home pay, 2025 federal tax rates, and how to optimize your paycheck whether you earn $50k or six figures. Ideal for remote workers, job switchers, and anyone comparing Texas vs California salary.
Jun 20, 2025
Earnings and Working Hours in the UK
Explore the exciting connection between earnings and working hours in the UK in this detailed blog post. Learn about wage stats, the relationship between income and time spent at work, and strategies to enhance your earnings without clocking in extra hours.
Jun 20, 2025
Understanding BLS Wage Data: A Deep Dive into Geographic and Occupational Pay Insights
Overview of BLS Wage Data by Area and Occupation