1/1/1970
Whether you're starting a new job or preparing for a raise, negotiating your salary is one of the most powerful ways to increase your lifetime earnings. Here are 4 expert strategies to help you do it right in 2025.
1/1/1970
You just got a $100,000 offer. That sounds like a lot — but how far does it actually go in 2025? Let’s compare. --- ### 1. San Francisco, CA - **Avg Rent (1BR):** $3,250/month - **State Tax:** High - **Cost of Living Index:** 195 💸 You’d need ~$185,000 to match $100k buying power from the national average. --- ### 2. Austin, TX - **Avg Rent (1BR):** $1,650/month - **State Tax:** None - **COL Index:** 112 Austin offers a great balance of salary-to-lifestyle. --- ### 3. New York City, NY - **Avg Rent (1BR):** $3,450/month (Manhattan) - **State + City Tax:** High - **COL Index:** 180+ Living alone on $100k in NYC is tight — roommates or outer boroughs help. --- ### 4. Denver, CO - **Avg Rent (1BR):** $1,800/month - **COL Index:** 110 - **Quality of Life:** High Solid choice if you love outdoors + urban perks. --- ### 5. Miami, FL - **Avg Rent (1BR):** $2,200/month - **State Tax:** None - **COL Index:** 125 Rising quickly in popularity and cost. --- 📊 Use our [Cost of Living Comparison Tool](/tools/cost-of-living-adjustment) to calculate your personal breakeven point.
1/1/1970
Whether you're starting a new job or preparing for a raise, negotiating your salary is one of the most powerful ways to increase your lifetime earnings. Here are 4 expert strategies to help you do it right in 2025.