Expert insights on salary calculations, tax planning, and financial strategies for UK and US professionals.
Jul 23, 2025
Wondering how your Texas paycheck is taxed if there's no state income tax? This guide breaks down exactly what gets taken out—like federal income tax, FICA, and pre-tax deductions—so you know where your money’s going and how to keep more of it.
Jul 22, 2025
Wondering if RSUs or stock bonuses come with higher taxes in Texas? This guide breaks down how each is taxed, key timing traps, and why RSUs often trigger surprise bills—even with no state income tax. Includes real examples, tax tables, and tools to calculate your exact take-home pay. Perfect for Texas employees navigating equity compensation in 2025/26.
Jul 22, 2025
Wondering how bonuses are taxed if you live in Texas and work remotely? Since Texas has no state income tax, your bonus is only subject to federal taxes like income tax, Social Security, and Medicare. Learn how withholding methods affect your take-home pay and what to watch for with out-of-state employers or signing bonuses.
Jul 22, 2025
In Texas, bonuses are taxed like regular income—affecting your 401(k), Medicare, and Social Security. Learn how much gets withheld, why your bonus might be taxed at 22%, and how to keep more of your money with smart planning.
Jul 22, 2025
Wondering why your bonus paycheck in Texas was smaller than expected? Even without state income tax, federal withholding on bonuses can be as high as 22%, plus Social Security and Medicare. Learn how bonus taxes work, why so much gets taken out, and how to keep more of your earnings.
Jul 22, 2025
Bonuses might seem like extra cash, but taxes can shrink your paycheck. In Texas, bonuses are still hit with federal withholding, Social Security, and Medicare—even though there’s no state income tax. Learn how timing, tax methods, and smart planning affect what you actually take home.
Jul 22, 2025
Timing your bonus matters more than you think. In Texas, where there's no state income tax, receiving a bonus early in the year can reduce federal withholding and boost your take-home pay. Learn how bonus taxes work, when to time your payout, and how to keep more of your money.
Jul 22, 2025
Wondering if your Texas employer can take back your bonus? In most cases, they can’t—especially if the bonus was promised and earned. But some bonuses, like sign-on or retention incentives, may include clawback clauses. Learn when bonuses are protected under Texas law, when they’re not, and what to do if yours is withheld or reclaimed. Includes real examples, legal tips, and how taxes affect your payout.
Jul 22, 2025
In Texas, sign-on bonuses and performance bonuses both boost your paycheck, but they work very differently. One is upfront with strings attached — the other is earned through results. This guide breaks down how each works, what taxes apply, and how to protect your bonus from repayment clauses.
Jul 22, 2025
Wondering if you’ll pay state tax on your bonus in Texas? The answer is no—Texas has no state income tax. But federal taxes still apply, and how your employer withholds can impact your take-home pay. Learn how bonuses are taxed in Texas, what to expect from the IRS, and how to keep more of your money.
Jul 22, 2025
Bonuses in Texas aren't taxed at the state level but federal tax still applies. Learn how the IRS percentage vs. aggregate methods impact your take-home pay.
Jul 21, 2025
Crossing the £100,000 income line? Your bonus could come at a bigger tax cost than you expect. In the UK, once your income exceeds £100,000, you start losing your personal allowance—making this threshold a hidden tax trap. If your bonus pushes you above this line, your effective tax rate on part of that income could soar to 60%. In this article, we unpack how bonuses are taxed at higher income levels, what happens to your tax-free allowance, and whether deferring your bonus might be a smart move. Get clarity with practical advice, examples, and links to bonus and net pay calculators designed for England.
Jul 21, 2025
Wondering how much of your £10,000 bonus you'll actually keep? In England, bonuses are taxed just like regular income—meaning Income Tax, National Insurance, and even student loan repayments can chip away at that figure. Depending on your tax band, student loan plan, and any pension contributions, your take-home bonus might be quite different than expected. In this guide, we break down what really happens to your bonus before it hits your bank account—and how you can estimate it accurately using a bonus calculator. Whether you're in the basic or higher tax bracket, this article helps demystify bonus taxation in plain English.
Jul 21, 2025
Bonuses in England are taxed just like your salary—meaning they can push you into higher tax bands. If your bonus lifts your total income above £50,270, you’ll be taxed at 40%. Over £150,000? That jumps to 45%. And if your income crosses £100,000, you start losing your personal allowance—effectively pushing your tax rate on part of your income to nearly 60%.
Jul 21, 2025
Do You Pay National Insurance on Bonuses in England? Short answer: yes. Bonuses in England are treated just like your salary—meaning they’re subject to both Income Tax and National Insurance Contributions (NICs). If your bonus pushes your earnings above the NI threshold, you’ll pay 12% on the amount up to £50,270, and 2% beyond that. It’s not all downside though. More income can also mean higher pension contributions from you and your employer, helping your retirement pot grow faster.
Jul 21, 2025
Got a bonus—but noticed it's smaller than expected? Pension contributions might be the reason. In England, workplace pensions often deduct a percentage of all income—including bonuses. While it may sting in the short term, there’s good news: these contributions are tax-efficient. Contributing from your bonus reduces your taxable income, potentially lowering your tax bill and boosting your retirement savings. For example, a 5% pension deduction on a £10,000 bonus means £500 goes into your pension—and you may pay less tax on the rest.
Jul 21, 2025
Bonuses are exciting—but if you’re repaying a student loan in England, they can also increase your monthly repayment. That’s because your bonus counts as income, and any earnings above the repayment threshold are subject to a 9% deduction under Plans 1 and 2. Whether it’s a £1,000 or £10,000 bonus, your repayment that month could spike—but only for that month. The good news? If your earnings drop the next month, so do your repayments.
Jul 21, 2025
Getting a bonus is always a welcome reward—but timing can make all the difference. In England, if your bonus pushes your income above £100,000, you’ll start losing your personal allowance, which means a higher tax bill. Deferring your bonus into the next tax year might help you stay under that threshold and keep more of your hard-earned cash. But it’s not always a win-win. If you’re already in a higher tax band or future rates rise, deferring might not pay off. That’s why it’s smart to run the numbers first. Our Bonus Tax Calculator gives you a clear view of your take-home pay based on when you receive your bonus. Short-term gain or long-term strategy? You decide—with the facts in hand.
Jul 21, 2025
Bonuses are exciting—but before you plan how to spend yours, it’s worth asking: how much will actually reach your account? In England, bonuses are taxed just like your salary, meaning your take-home might be less than expected. That’s why a bonus tax calculator is so useful. By adding your bonus to your total income, HMRC determines your tax bracket. If your bonus pushes your income into a higher bracket, a larger portion is taxed at a higher rate—potentially up to 40% or even 45%. Plus, National Insurance still applies.
Jul 21, 2025
Bonuses are a great way to be rewarded for your hard work—but before you celebrate, it’s important to understand how they’re taxed. In England, bonuses are treated just like regular income, meaning they’re subject to Income Tax and National Insurance. The exact amount you take home depends on your total earnings for the year, your tax code, and even the month your bonus is paid.
