Jul 10, 2025
How Are SIPP Withdrawals Taxed in the UK? (with Examples)
Understand how SIPP withdrawals are taxed in the UK, including income tax rates, emergency tax, real examples, and tips to minimise your tax bill.
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Jul 10, 2025
How Much of My SIPP Is Tax-Free? The 25% Lump Sum Explained
Learn how much of your SIPP you can take tax-free, when you can access it, and how the 25% lump sum works with drawdown, UFPLS, and tax planning.
Jul 10, 2025
SIPP Withdrawal Rules: When and How You Can Access Your Money
Learn when and how you can access your SIPP, including age rules, tax-free lump sums, drawdown options, and tax implications of withdrawals.
Jul 10, 2025
Salary Sacrifice vs SIPP: Which Gives You the Best Tax Benefits?
Compare salary sacrifice and SIPP pension contributions to see which offers better tax savings. Learn how each affects income tax, NI, and adjusted income.
Jul 10, 2025
SIPP for Higher Rate Taxpayers: Smart Strategies to Maximise Tax Savings
Higher rate taxpayers can get up to 45% tax relief with a SIPP. Learn how to claim, reduce your adjusted income, and use strategies like carry forward and salary sacrifice.
Jul 10, 2025
How Much Can I Pay Into a SIPP? Annual and Lifetime Allowance Rules
Discover how much you can pay into a SIPP each year, including annual and tapered allowance rules, carry forward options, and recent Lifetime Allowance changes
Jul 10, 2025
SIPP Tax Relief Explained: How to Get 20%–45% Back on Contributions
Learn how SIPP tax relief works and how to claim back 20%–45% on your pension contributions. Discover smart strategies, example savings, and common pitfalls.
Jul 9, 2025
SIPP vs Stakeholder Pension: Which Is Right for You?
Compare SIPPs and stakeholder pensions in this simple UK guide. Understand the key differences, costs, and who each pension type is best for.
Jul 9, 2025
How to Open a SIPP: Step-by-Step Setup Guide for UK Savers
Learn how to open a SIPP in the UK with this step-by-step guide. Compare providers, set up your account, and start investing for retirement with confidence.
Jul 8, 2025
Phased Drawdown vs Full Lump Sum: Choosing the Right Withdrawal Strategy
Compare phased drawdown vs full lump sum SIPP withdrawals. Learn which strategy offers better tax efficiency, flexibility, and long-term retirement planning.
Jul 8, 2025
How Does a SIPP Work? Rules, Benefits, and Risks Explained
A Self-Invested Personal Pension (SIPP) offers greater control over your retirement savings, allowing you to choose your own investments. This in-depth guide explains how SIPPs work in the UK, covering contribution rules, tax relief, flexible withdrawal options, and key benefits and risks to consider before taking control of your pension.
Jul 8, 2025
What Is a SIPP? A Beginner’s Guide to Self-Invested Personal Pensions
What is Sipp? A Self-Invested Personal Pension (SIPP) offers more control and flexibility than traditional pensions, letting you choose where your retirement money is invested — from shares and ETFs to commercial property. Whether you're self-employed, consolidating old pensions, or just want to take charge of your financial future, this beginner’s guide explains how SIPPs work, their tax benefits, risks, and how to get started.
Jul 7, 2025
What Happens to Your SIPP When You Die? Inheritance Rules Explained
A Self-Invested Personal Pension (SIPP) offers more than just tax advantages during your lifetime — it also comes with unique estate planning benefits. Understanding what happens to your SIPP when you die is crucial for ensuring your pension savings go to the right people, in the most tax-efficient way possible. This guide explains the