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UK Salary Calculators by Region

Choose your region to estimate your take-home pay for the 2024/25 tax year, including income tax, National Insurance, and pension contributions!

💼 Tools to Help You Plan

  • Net Salary Calculator: Find out your monthly, weekly, and daily take-home pay.
  • Bonus Calculator: See what you’ll keep after tax when you get a bonus.
  • Second Job Calculator: Check how a second job affects your overall tax bill.
  • Pro-Rata Calculator: Adjust salaries for part-time or contract roles.
  • Hourly Rate Converter: Switch between hourly and annual salaries with ease.

📊 How It Works

We calculate your take-home pay by factoring in:

  • Income Tax (PAYE)
  • National Insurance Contributions (NIC)
  • Pension contributions (optional)
  • Student loan repayments (Plan 1, Plan 2, Plan 4, and Postgrad)
  • Tax code (including BR, D0, and 1257L)

🔍 Clear, Helpful Explanations

Every calculator includes tooltips and simple breakdowns—so you understand how your take-home is calculated, and what each deduction means. Perfect for budgeting, job comparisons, or checking payslips.

🌍 Built for the UK

Whether you're in England, Scotland, Wales, or Northern Ireland, our calculators account for regional differences and current legislation to ensure accuracy.

Frequently Asked Questions

How does income tax work in the UK?

The UK uses a progressive tax system where different rates apply as your income increases. Everyone gets a Personal Allowance, and additional bands apply beyond that.

What is National Insurance?

National Insurance (NI) is a mandatory deduction from your pay that funds state benefits like pensions and the NHS. It’s calculated based on your earnings.

Do I pay different taxes if I live in Scotland?

Yes. Scotland uses its own set of income tax bands and rates, which can affect your take-home pay. NI and other deductions are the same as the rest of the UK.

Can I use these tools if I have a student loan?

Yes. Our calculators factor in repayments based on your loan plan (Plan 1, Plan 2, Plan 4, or Postgraduate) and only trigger deductions if your income exceeds the threshold.

Will pension contributions affect my net pay?

Yes. Pension contributions are usually deducted before tax, which lowers your taxable income and increases your take-home pay slightly.